Terms & Conditions

Version: 1.0 (Updated on 12/05/2025)

THIS TERMS AND CONDITIONS IS AN ELECTRONIC RECORD IN THE FORM OF AN ELECTRONIC CONTRACT FORMED UNDER THE INFORMATION TECHNOLOGY ACT, 2000 AND THE RULES MADE THEREUNDER. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS PLATFORM. BY USING THIS WEBSITE, YOU INDICATE THAT YOU UNDERSTAND, AGREE, AND CONSENT TO THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE, PLEASE DO NOT USE THIS PLATFORM.

1. GENERAL

AshwaRuda Pvt Ltd is a company incorporated under the Companies Act, 2013. AshwaRuda Pvt Ltd offers services including:

Credit card bill payments
Utility bill payments
Loan repayments
Train and flight ticket bookings
NCMC card recharges
Gas bill payments

The following Terms and Conditions govern the use of AshwaRuda Pvt Ltd services by users.

2. DEFINITIONS

Applicable Law: All relevant Indian laws, rules, and regulations.
User: Any person accessing or using the AshwaRuda Pvt Ltd services.
Services: All functionalities and features offered by AshwaRuda Pvt Ltd.
Service Provider: Any third party providing services through AshwaRuda Pvt Ltd.
Transaction: Any financial or information-based interaction made using AshwaRuda Pvt Ltd.

3. USER OBLIGATIONS

Users must provide accurate information during registration.
Users must maintain confidentiality of login credentials.
Users agree not to use the platform for illegal activities.
Any misuse or fraudulent activity will lead to account suspension.

4. SERVICE USAGE

All transactions are subject to confirmation.
AshwaRuda Pvt Ltd is not responsible for service provider errors or downtime.
Refunds will be handled as per individual service provider policies.

5. LIMITATION OF LIABILITY

Ashwaruda Pvt Ltd will not be liable for indirect, incidental, or consequential damages arising out of the use of AshwaRuda Pvt Ltd services.

6. DATA PRIVACY

Your personal data is handled in accordance with our Privacy Policy. By using AshwaRuda Pvt Ltd, you consent to data collection and sharing as necessary for service provision.

7. TERMINATION

Ashwaruda Pvt Ltd reserves the right to terminate services to any user without notice for breach of these Terms.

8. GOVERNING LAW

These Terms are governed by Indian law. Disputes shall be subject to the exclusive jurisdiction of courts in Bengaluru, Karnataka.

9. CONTACT INFORMATION

For questions or concerns, contact us at:

Email: ashwarudatech@gmail.com
Phone: +91 8884653188
Address: Ashwaruda Private Limited, MS Complex, #11/72, CMC Khata no.1219, Rammurthy nagar Main Road, Dooravani nagar Post, KR Puram Hobli, Bengaluru - 16.

10. AMENDMENTS

These Terms may be updated periodically. Continued use of the services after changes are made constitutes acceptance of the revised terms.